The team

Meet our team

Find out about our professional and experienced team - who they are, how they can help you and how you can contact them.


Matt DowlingProprietor

Matt has been a Mortgage Adviser for more than 20 years, although you will regularly hear him joke that he was 10 years old when he started (he was actually 21). He is a appropriately qualified Mortgage and Protection Adviser with full CeMAP accreditation, although these days concentrates on his specialist area of Mortgage Brokerage. He is an expert in specialist lending and has many portfolio clients with extensive Buy to Let properties that he services at regular intervals.

Outside of his busy schedule, you may find Matt aimlessly hitting golf balls around a course or standing (generally sitting these days) at his beloved Manchester City enjoying his brief success in the sunshine and talking about the good old days of football. He is a keen Rugby Union, cricket fan and pretty much any sport his very supportive wife will allow him to watch!

Matt loves nothing more than meeting new clients and welcoming them to his Ocean Mortgage Company ‘family’ he hopes to meet you soon too.

A mortgage is a loan secured against you home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

The Financial Conduct Authority does not regulate most forms of buy to let mortgage.

Jackie ShinnersAdministrator

Jackie is the company administrator and person who updates all our clients with the progress on their application when Matt is busy with appointments, Jackie works tirelessly to keep you as the client informed on the status of your application and will speak to everybody required in order to push your mortgage application through as quickly as possible.

E: T: 01204 328758
Emily Hackett Apprentice Administrator

Emily has recently joined our team as an apprentice and is working towards gaining a BTEC level two diploma in business administration.  She is quickly becoming an asset within the administration office, helping keep our paperwork and Jackie super organised.

Company address: Ocean Mortgage Company , 517 Tonge Moor Road, Bolton , Lancs , BL2 3BG

T: 01204 328758 E:

Head Office: Ocean Mortgage Company, 194 Chorley New Road, Bolton BL1 5AA
T: 01204 413699 E:
Principal: Matthew Dowling

The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted
at consumers based in the UK

Ocean Mortgage Company is an appointed representative of TenetLime Ltd, which is authorised and regulated
by the Financial Conduct Authority.
TenetLime Ltd is entered on the FCA register - ( under the reference 311266.


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